DSCR vs Bridge Loans
A bridge loan covers a gap. A DSCR loan is where you land once the property is stabilized.
Bridge loans
- Short terms, often 6 to 24 months
- Used when a property isn't yet rentable or financeable long-term
- Usually interest-only
DSCR loans
- Long-term financing for a rented or rent-ready property
The handoff
Plan the DSCR refinance before the bridge loan matures. See bridge to DSCR.
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