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DSCR Loans
Financing for rental property investors, sized to what the property earns. Pick your goal or the loan feature you want to understand.
By goal
What are you trying to do?
DSCR Purchase Loans
Buy a rental with financing based on the rent, not your W-2.
Learn more →DSCR Rate-and-Term Refinance
Lower your payment or move from an adjustable rate to a fixed one.
Learn more →DSCR Cash-Out Refinance
Pull equity from a rental you own to fund your next deal.
Learn more →DSCR Loans for BRRRR
Buy, rehab, rent, then refinance into long-term financing.
Learn more →Bridge to DSCR
Exit hard money or a bridge loan into long-term financing.
Learn more →Loan features
Terms worth understanding
Interest-Only DSCR Loans
Lower early payments in exchange for no principal paydown at first.
Learn more →40-Year DSCR Loans
Stretch the payment over a longer term to help the ratio.
Learn more →DSCR Blanket Loans
Finance several rentals under one loan.
Learn more →DSCR Prepayment Penalties
How prepayment penalties work and when you can avoid them.
Learn more →Free deal review
See if your deal works.
No obligation. Tell us about the property and what you need. It takes about two minutes.
Put a Deal on Our Desk →