DSCR Blanket Loans
A blanket loan finances several properties together under one loan, one closing and one payment.
Who it's for
Investors with a portfolio of rentals who want to simplify their debt or refinance several properties at once.
How lenders look at it
The ratio is usually measured across the whole portfolio, so a strong property can help carry a weaker one. Minimum property counts and loan sizes apply.
Things to ask
- Whether individual properties can be released if you sell one
- How the properties need to be held, such as all in one LLC
- Whether property types can be mixed
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