Bridge to DSCR
Your short-term loan is coming due. Refinancing into a long-term DSCR loan can replace a high interest-only payment with a stable one.
When it makes sense
- The rehab is finished and the property is rented or ready to rent
- Your bridge or hard money maturity date is approaching
- You want a predictable long-term payment
Plan ahead
Start the conversation well before your maturity date. Appraisals, title work and lender review all take time, and an extension on a short-term loan can be expensive.
What to have ready
- Your current loan's payoff and maturity date
- The signed lease, or a market rent estimate
- A list of the work completed, with costs
See the document checklist for the full list.
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