DSCR Loans for Condos
Condos can work with DSCR financing, but the building itself gets reviewed along with your unit.
Warrantable vs non-warrantable
A warrantable condo meets standard agency guidelines on things like owner-occupancy, litigation and reserves. A non-warrantable condo doesn't, but some DSCR programs still finance them, often with stricter terms.
HOA dues count
Monthly HOA dues are part of the payment the rent has to cover, so high dues lower your ratio.
Have ready
The HOA's contact details and any questionnaire or budget the lender requests.
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