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DSCR Loans for First-Time Investors

You don't always need a track record. Some DSCR programs work with first-time investors.

What may be different

  • Higher credit score or down payment requirements
  • Lower maximum loan amounts on some programs
  • Extra reserves

Set yourself up well

  • Pick a property with clear market rent
  • Get insurance quotes before you make an offer
  • Keep reserves after closing
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