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DSCR Loans for Self-Employed Investors

If write-offs make your tax returns look thin, a DSCR loan lets the property qualify on its own rent.

Why it helps

DSCR programs don't use your tax returns, pay stubs or profit and loss statements to qualify the loan. The focus is the property's rent compared with its payment.

What's still reviewed

  • Credit score and history
  • Down payment and reserves
  • The property's value and rent

Compare with bank statement loans.

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